Shri Veershaiv Co-op. Bank Ltd.
(Multi State)

Gold Loan

Gold Loan

Value • Liquidity • Instant Funds

Quick and hassle-free loan against your gold – get funds instantly with flexible repayment options.

Purpose

  • Purchase of household articles / consumer durables
  • Education expenses
  • Marriage and Family ceremony of self / dependents
  • Medical expenses
  • Business Purpose
  • Repair or renovation of own house
  • Agricultural Activities
  • Other personal requirements

Loan Details

  • Maximum Loan Amount: ₹5 Lakhs (Term Loan) / ₹4 Lakhs (Bullet Payment with Interest)
  • Interest Rate: 10.00% per annum
  • Repayment Period:
    • Above ₹2 Lakhs – Up to 36 months (Monthly/Quarterly/Half-Yearly/Yearly Installments)
    • Up to ₹2 Lakhs – 12 months (Bullet Payment)
  • Disbursement: Instant account credit

Documents & Security

  • Documents Required:
    • Valuation Certificate from Bank’s approved Gold Valuer
    • 7/12 extract (for agricultural purpose)
    • Loan and repayment documents
    • Proof of identity and address if required
  • Security:
    • Pledge of Gold Ornaments

General Info

  • Borrower must be a member of the Bank.
  • Bank reserves the right to modify the scheme or loan amount without prior notice.
  • For loans up to ₹2 Lakhs – Bullet payment allowed for 12 months.
  • Loan sanction subject to eligibility and verification.

Need instant cash without any hassle?

Unlock the power of your gold! Get quick funds with attractive interest rates and easy repayment options.

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