Shri Veershaiv Co-op. Bank Ltd.

Secure • Affordable • Trusted Home Finance

Make your dream home a reality with our Gruh Swapn Housing Loan - designed for purchase, construction, or renovation of your perfect home.

Purpose: For purchase, construction, or renovation of house, flat, or internal furniture.
Maximum Loan Amount:
- For Construction or Purchase of House / Flat – Up to 75% of Agreement Value or Construction Cost (Max ₹140 Lakhs).
- For Purchase of New Plot (start construction within 6 months) – 50% of Plot Cost.
- For Internal Renovation (within 1 year of construction) – 50% of Renovation Cost.
Security:
- Mortgage of flat/house property to be constructed / purchased / renovated.
- 2 Guarantors acceptable to the Bank.

Interest Rate: 9.50% per annum.
Repayment Period: Up to 180 months in monthly installments.
Moratorium Period: Maximum 18 months (up to construction of house or possession of flat — whichever is earlier). Interest will be charged at normal rate during the moratorium.

Documents Required:
- Original Agreement / Sale Deed of Flat / Land / House.
- Estimate of Construction or Renovation.
- Payment Slip and Other Supporting Documents.
- Income Tax Returns for Last 3 Years.
- Salary Certificate and Slip or 3 Years P&L and Balance Sheet (for Business).
- Copy of Identity Proof and Residence Proof.
- Search Report, 7/12 Extract, NA Certificate (in case of Plot).
Disbursement: Directly to Builder / Seller / Contractor.
General Conditions: Borrower and Guarantors must be members of the Bank. The Bank reserves the right to change the scheme or loan amount without notice.

Apply now for the Gruh Swapn Housing Loan and turn your dream into a beautiful reality with trusted financing support.

Apply Now

Our Loans

Shri Veershaiv Co-op. Bank Ltd.
(Multi State)